{"id":8876,"date":"2025-09-11T20:30:52","date_gmt":"2025-09-11T19:30:52","guid":{"rendered":"https:\/\/desirableportugal.com\/?p=8876"},"modified":"2025-09-11T20:30:52","modified_gmt":"2025-09-11T19:30:52","slug":"how-to-pay-in-portugal-travel-money-tips-for-visitors","status":"publish","type":"post","link":"https:\/\/desirableportugal.com\/index.php\/2025\/09\/11\/how-to-pay-in-portugal-travel-money-tips-for-visitors\/","title":{"rendered":"How to Pay in Portugal: Travel Money Tips for Visitors"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Visiting&nbsp;Portugal? One of the most important (least&nbsp;planned)&nbsp;parts&nbsp;is&nbsp;how to handle your money while&nbsp;on&nbsp;the go&nbsp;in Portugal.&nbsp;Money still rules&nbsp;from&nbsp;the&nbsp;local bakeries to&nbsp;the&nbsp;street&nbsp;vendors.<br><br>Whether you&#8217;re&nbsp;coming&nbsp;from the USA, Canada, Germany, Netherlands, Sweden, or Denmark, this guide will help you&nbsp;skip&nbsp;extra fees and feel&nbsp;comfortable&nbsp;when it&#8217;s time to pay \u2014 whether it&#8217;s for a coffee, a tour, or a souvenir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h1 class=\"wp-block-heading has-medium-font-size\">Do You Need Cash in Portugal? Yes, and Here&#8217;s Why<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">We&nbsp;tend&nbsp;to believe that&nbsp;Portugal is fully digital, but&nbsp;it&nbsp;is&nbsp;not&nbsp;the&nbsp;case.&nbsp;Yes,&nbsp;it&nbsp;is&nbsp;true&nbsp;that many businesses take&nbsp;cards,&nbsp;but&nbsp;cash is still&nbsp;very&nbsp;important&nbsp;in&nbsp;local&nbsp;areas&nbsp;and&nbsp;in&nbsp;small towns.<br><br>These&nbsp;are a few&nbsp;of the&nbsp;places where you&nbsp;will&nbsp;find&nbsp;yourself needing&nbsp;euros in your&nbsp;pocket:<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Traditional&nbsp;bakeries&nbsp;and&nbsp;caf\u00e9s<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Street markets or flea markets<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Small, family-run restaurants<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Local&nbsp;cabs&nbsp;(especially outside&nbsp;large&nbsp;cities)<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Rural or remote villages<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>USEFUL TIP:<\/strong> Always&nbsp;keep&nbsp;\u20ac20\u2013\u20ac50 in cash&nbsp;handy&nbsp;for small&nbsp;expenses&nbsp;or emergencies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Using a Foreign&nbsp;Debit&nbsp;or&nbsp;Credit&nbsp;Card in Portugal<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Most foreign cards (Visa, Mastercard, and&nbsp;sometimes&nbsp;American Express)&nbsp;can be used&nbsp;in shops, restaurants, and hotels. But&nbsp;remember&nbsp;two things:<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ol class=\"wp-block-list\">\n<li><strong>Foreign transaction fees \u2013<\/strong>&nbsp;Find&nbsp;out&nbsp;if your bank charges for&nbsp;international&nbsp;purchases.<\/li>\n\n\n\n<li><strong>Currency&nbsp;exchange&nbsp;\u2013<\/strong> When&nbsp;prompted&nbsp;to pay in your&nbsp;local&nbsp;currency or euros, always&nbsp;opt&nbsp;for&nbsp;euros. Paying in your&nbsp;local&nbsp;currency can&nbsp;lead&nbsp;to&nbsp;poor&nbsp;exchange rates and&nbsp;extra&nbsp;fees.<\/li>\n<\/ol>\n<\/div>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>ATM tips in Portugal:<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Take&nbsp;advantage&nbsp;of&nbsp;<strong>Multibanco<\/strong>-branded&nbsp;machines&nbsp;\u2014 they&#8217;re the official Portuguese network.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Steer&nbsp;clear of&nbsp;<strong>ATMs<\/strong> that&nbsp;seem&nbsp;very&nbsp;branded (e.g., Euronet), as they&nbsp;tend&nbsp;to&nbsp;have&nbsp;higher fees.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Where&nbsp;possible, withdraw&nbsp;more&nbsp;cash&nbsp;less&nbsp;often&nbsp;to&nbsp;save&nbsp;on&nbsp;fees.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>In case of money withdraw in ATM&#8217;s, a PIN number is required. Some cards may require a PIN number for payments as well. Some machines may show up a requirement for 6 digit PIN, if yours only has 4 digits, insert it and press OK.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Best Travel Cards: Revolut, Wise &amp; More<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Most&nbsp;Portuguese travelers use Revolut, especially when&nbsp;traveling&nbsp;abroad,&nbsp;as&nbsp;it allows them to:<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Convert money into different currencies<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Avoid traditional exchange&nbsp;charges<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Pay directly in the local currency<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Use virtual or&nbsp;plastic&nbsp;cards<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Track&nbsp;spending&nbsp;in real time<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\">North&nbsp;American&nbsp;and Northern&nbsp;European&nbsp;visitors also prefer&nbsp;Wise (formerly TransferWise),&nbsp;which&nbsp;offers:<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Low-cost&nbsp;and transparent&nbsp;currency exchange<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Multi-currency accounts<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>A debit card for&nbsp;hassle-free&nbsp;international spending<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>An&nbsp;easy-to-use&nbsp;application&nbsp;interface<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Both&nbsp;applications&nbsp;are&nbsp;well&nbsp;used&nbsp;in Portugal and&nbsp;can&nbsp;be&nbsp;easily used&nbsp;for contactless&nbsp;payment.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">What Do US and Canadian&nbsp;Visitors&nbsp;Use?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many North American&nbsp;visitors&nbsp;prefer&nbsp;to&nbsp;use&nbsp;no foreign transaction&nbsp;fee credit cards.&nbsp;Their&nbsp;most popular ones&nbsp;are:<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Chase Sapphire Preferred \/ Reserve<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Capital One Venture or Quicksilver<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>American Express Platinum (not&nbsp;entirely&nbsp;accepted&nbsp;in Portugal)<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">They&nbsp;primarily&nbsp;possess:<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Enhanced&nbsp;exchange rates<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Travel&nbsp;reward&nbsp;and points<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Travel&nbsp;benefits&nbsp;and&nbsp;insurance<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Some&nbsp;complement&nbsp;them with Revolut or Wise&nbsp;to&nbsp;further&nbsp;manage&nbsp;and&nbsp;save&nbsp;fees&nbsp;on&nbsp;withdrawing or&nbsp;exchanging&nbsp;money.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Quick Money Tips for Your Trip to Portugal<\/h3>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Carry a small amount of cash in euros<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Don\u2019t exchange money at the airport \u2014 rates are poor<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Use Multibanco ATMs whenever possible<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Avoid \u201cpay in your home currency\u201d options<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Download Revolut or Wise for easier payments<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Let your bank know you\u2019re traveling<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Keep receipts, especially for larger purchases<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Final Thoughts: Travel Smart, Spend Smarter<\/h3>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Portugal is a beautiful&nbsp;nation&nbsp;filled with tradition and charm. But&nbsp;if&nbsp;you&#8217;re buying&nbsp;freshly&nbsp;baked&nbsp;pastries&nbsp;at&nbsp;a&nbsp;village&nbsp;store&nbsp;or booking a&nbsp;planned&nbsp;tour,&nbsp;paying&nbsp;smart&nbsp;will save you money and&nbsp;trouble.<br><br>Cash, the&nbsp;appropriate&nbsp;credit card, and travel-friendly apps&nbsp;together&nbsp;on&nbsp;your&nbsp;side&nbsp;will&nbsp;make&nbsp;experience&nbsp;possible,&nbsp;not&nbsp;exchange&nbsp;charges.<\/p>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Want to&nbsp;Experience&nbsp;Portugal Like a Local?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We offer private, authentic&nbsp;Portugal&nbsp;tours, focused on&nbsp;culture, local history, and&nbsp;off-the-beaten-path&nbsp;secrets&nbsp;other&nbsp;visitors miss.<br><br>Need travel inspiration? Follow us on <a href=\"https:\/\/www.instagram.com\/desirableportugal\/#\" data-type=\"link\" data-id=\"https:\/\/www.instagram.com\/desirableportugal\/#\">Instagram<\/a>, <a href=\"https:\/\/www.facebook.com\/desirableportugal\" data-type=\"link\" data-id=\"https:\/\/www.facebook.com\/desirableportugal\">Facebook<\/a>, and <a href=\"https:\/\/www.youtube.com\/@desirableportugal\" data-type=\"link\" data-id=\"https:\/\/www.youtube.com\/@desirableportugal\">Youtube<\/a> for insider tips, stunning travel photos, and exclusive deals!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#Useful_Tips #Portugal_Unplugged #PortugalTravel #VisitPortugal #PortugalItinerary #TravelTips #ExplorePortugal #Lisbon #Porto #DouroValley #Algarve #Sintra #EuropeTravel<\/p>\n\n\n\n\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Visiting&nbsp;Portugal? One of the most important (least&nbsp;planned)&nbsp;parts&nbsp;is&nbsp;how to handle your money while&nbsp;on&nbsp;the go&nbsp;in Portugal.&nbsp;Money still rules&nbsp;from&nbsp;the&nbsp;local bakeries to&nbsp;the&nbsp;street&nbsp;vendors. Whether you&#8217;re&nbsp;coming&nbsp;from the USA, Canada, Germany, Netherlands, Sweden, or Denmark, this guide will help you&nbsp;skip&nbsp;extra fees and feel&nbsp;comfortable&nbsp;when it&#8217;s time to pay \u2014 whether it&#8217;s for a coffee, a tour, or a souvenir. Do You Need Cash [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":8878,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,92],"tags":[100,99,94,97,90,98,96,95],"class_list":["post-8876","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-traveltips","tag-atm-portugal-fees","tag-how-to-pay-in-portugal","tag-multibanco-portugal","tag-portugal-cash-vs-card","tag-portugal_unplugged","tag-revolut-portugal","tag-travel-money-portugal","tag-wise-for-travelers"],"_links":{"self":[{"href":"https:\/\/desirableportugal.com\/index.php\/wp-json\/wp\/v2\/posts\/8876","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/desirableportugal.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/desirableportugal.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/desirableportugal.com\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/desirableportugal.com\/index.php\/wp-json\/wp\/v2\/comments?post=8876"}],"version-history":[{"count":2,"href":"https:\/\/desirableportugal.com\/index.php\/wp-json\/wp\/v2\/posts\/8876\/revisions"}],"predecessor-version":[{"id":8902,"href":"https:\/\/desirableportugal.com\/index.php\/wp-json\/wp\/v2\/posts\/8876\/revisions\/8902"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/desirableportugal.com\/index.php\/wp-json\/wp\/v2\/media\/8878"}],"wp:attachment":[{"href":"https:\/\/desirableportugal.com\/index.php\/wp-json\/wp\/v2\/media?parent=8876"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/desirableportugal.com\/index.php\/wp-json\/wp\/v2\/categories?post=8876"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/desirableportugal.com\/index.php\/wp-json\/wp\/v2\/tags?post=8876"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}